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The Maharashtra Housing and Area Development Authority (MHADA) has opened applications for 2,640 residential units across Mumbai under its 2026 lottery scheme, targeting multiple income groups from economically weaker sections to high-income households. The application process commenced in the past week and will remain open until late April, with the final draw scheduled for mid-May. The housing stock spans key locations including Vikhroli, Goregaon, Borivali, Wadala, Powai, and Dadar. Prices range from approximately INR 2.9 million to over INR 68.2 million, reflecting a wide affordability spectrum. The scheme includes under-construction units, inventory received from private developers, and scattered housing stock, reinforcing the state's effort to expand access to formal housing in Mumbai.
The Maharashtra Housing and Area Development Authority (MHADA) has launched its 2026 Mumbai housing lottery, offering 2,640 residential units across the city, with applications opening in the past week and the allotment draw scheduled for mid-May. The initiative aims to provide housing across income categories through a computerised selection process, with submissions being accepted online until late April. Advertisement
The housing inventory is spread across multiple locations, including Vikhroli, Goregaon, Borivali, Gorai, Chembur, Bandra, Ghatkopar, Wadala, Powai, and Dadar, reflecting a mix of suburban and central city offerings. The scheme covers 97 project sites, with MHADA indicating that detailed project-level information, including site locations and contact points for inspection, would be made available through its official platforms.
Of the total units, 145 have been allocated to the Economically Weaker Section (EWS), 858 to the Lower Income Group (LIG), 1,408 to the Middle Income Group (MIG), and 229 to the High Income Group (HIG). Eligibility is determined by annual household income thresholds, with EWS applicants capped at INR 0.6 million per annum and HIG applicants exceeding INR 1.2 million annually.
The housing mix includes 1,762 under-construction units, 559 units sourced from private developers as part of mandated housing stock, and 319 scattered units. This distribution highlights MHADA's continued reliance on both new construction and integration of private sector supply to build inventory.
Pricing varies significantly across locations and categories. The most affordable units, located in areas such as Mankhurd and Goregaon, are priced at approximately INR 2.9 million, while premium units in Tardeo exceed INR 68.2 million, with larger configurations available in select high-income segments.
The application process is entirely digital, requiring applicants to register, submit documentation, and pay earnest money deposits through online channels. MHADA has outlined a structured timeline, including publication of provisional applicant lists in early May, a window for objections, and the release of a final list ahead of the lottery draw.
The lottery system, conducted annually, is designed to ensure transparent allocation of subsidised housing. MHADA, as the state's nodal housing authority, continues to use this mechanism to address demand from first-time buyers and households seeking access to formal housing within Mumbai's high-cost property market.
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