SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Knowledge Centre

Editor's Desk

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Real Estate and Us- Smoke and Mirrors

Abhay Rao

19 Sep 2025

An Expression of Interest (EOI) is not a sale. A full-page ad is not a guarantee. A viral 'sold out in 48 hours' headline may be nothing more than clever timing and a cleverer spin. Urgency, experiences, and 'exclusive opportunities' are packaged like FOMO shots, quick, shiny, and designed to bypass your better judgement. You don't change your analysis because the music got louder. Hype will pass. Contracts will remain. Let the facts set the pace, not the reels. Let the basics guide your decision, not the glitz.Read more

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A Stalled Project Need Not Stall Your Dreams

Abhay Rao

22 Aug 2025

Even when finances are steady and paperwork is flawless, a home can remain stuck in a stalled project due to delays, mismanagement, or external setbacks. But this is not the end. RERA gives buyers the power to file complaints, seek refunds, demand compensation, or push for project completion. Other paths include consumer courts, arbitration, bankruptcy proceedings, and the Competition Commission of India. With schemes like SWAMIH also in place, buyers now have multiple avenues to recover investments and move forward.Read more

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Real Estate and Us- If cement could speak

Abhay Rao

11 Jul 2025

Because when we tell that story right, we don't just build brands. We build belief. We foster trust, clarity, and a reason to truly stay.Read more

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Real Estate and Us

Abhay Rao

20 Jun 2025

Because in the end, real estate is never just about where we are.
It's about who we are becoming...
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The Real Cost of Dreams

02 Aug 2025

"Every dream has a cost. The question is, will you pay it wisely, or blindly?" - Abhay RaoRead more

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Experts Speak

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The impact of Atal Setu is showing up less in headlines and more in buyer
behaviour across Panvel and Navi Mumbai.
What were once considered peripheral markets are now seeing stronger end-user enquiries and more committed investor participation. Shorter commute times have expanded the practical catchment for homebuyers priced out of central Mumbai, while improved accessibility has reduced the perceived risk for investors. That combination is important. We're already seeing longer holding horizons, increased interest in mid-to-premium residential formats, and growing appetite from developers looking to build at scale.
Connectivity has shifted these markets from speculative plays to liveable, investable ecosystems.
This is how infrastructure quietly reshapes real estate cycles.

Mr. Sanjay Daga, CEO and Managing Director of Anex Advisory

13 Feb 2026

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The Atal Setu has effectively redrawn Mumbai's map. Mumbai has traditionally grown northwards because of its island shape, but now a whole new direction of growth has opened up. Historically, we've seen whenever new connectivity opens up, real estate gets a huge boost - look at Brooklyn after the Brooklyn bridge for instance. What's also interesting is that if you map out all locations that are 40 minutes away from South Mumbai, Panvel has by far the lowest property prices. So the Atal Setu is bound to result in stronger residential demand and long-term value appreciation in Panvel and Navi Mumbai.

Mr. Samyag M. Shah, Director of Marathon Nextgen Realty Ltd, CREDAI - MCHI Youth wing Convenor

13 Feb 2026

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The Atal Setu bridge is more than an infrastructure project it is a structural shift in how Navi Mumbai and Panvel integrate with Mumbai's economic core. By significantly reducing travel time to South Mumbai and key business districts, it has enhanced daily convenience and reshaped buyer perception. Connectivity builds confidence, and confidence drives real estate.
We are already witnessing stronger end-user interest and investor traction in Panvel and emerging nodes of Navi Mumbai, as improved accessibility directly translates into long-term value creation. Infrastructure-led growth has historically defined Mumbai's expansion, and Atal Setu is accelerating that trajectory. For homebuyers, it means better work-life balance and future-ready locations. For investors, it signals sustained appreciation backed by tangible connectivity, not just speculation.

Mr. Bhadresh Shah, Managing Director, Today Group

13 Feb 2026

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The RBI's choice to maintain the repo rate at 5.25% and adopt a neutral stance brings a sense of predictability to the real estate sector, which is more crucial than any minor rate cuts at this point. With over 100 basis points of cumulative rate reductions already in play and lending rates dropping by nearly 90-100 bps, mortgage affordability has mostly stabilized for mid-income and premium buyers, who are still driving demand. For developers like us, a stable rate environment makes it easier to manage funding costs and enhances cash-flow visibility, particularly for projects that are already underway. While credit from banks and NBFCs remains supportive, capital is becoming more selective, favoring those well-capitalized players. Affordable housing continues to face challenges, as rising costs and slower income growth lessen the benefits of stable EMIs. The neutral stance keeps future options open, allowing both buyers and developers to plan without the worry of policy uncertainty

Mr. Avneesh Sood, Director, Eros Group

06 Feb 2026

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RBI's decision to hold rates signals a preference to watch inflation, liquidity, and transmission before moving further. Most of the easing done so far has already flowed into retail lending, which is why home loan rates remain relatively competitive despite the pause. Affordability continues to be supported by stable spreads, lender competition, and selective concessions. Borrowers can still optimise costs by keeping EMIs higher to shorten loan tenures and reduce interest outgo, while balance transfers remain relevant for incremental savings. On the savings side, a steady repo rate means fixed deposit rates are likely to stabilise, with fewer sharp hikes ahead. Higher FD rates are becoming more selective, and most mainstream offers are settling into a narrower band. Investors looking to lock in current yields may consider spreading deposits across tenures, while senior citizen rates continue to offer a small but meaningful edge.

Adhil Shetty, CEO, BankBazaar

06 Feb 2026

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Opinions

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How Sadaramangala and Panathur are emerging as prime locations for premium lifestyle living

R. Rajasekhar Reddy, MD & Founder – Trendsquares.

07 Mar 2026

Bengaluru's residential market is witnessing a clear shift as premium housing demand moves beyond traditional hotspots into emerging micro-markets with stronger planning and infrastructure support. Sadaramangala and Panathur, located in East Bengaluru, are increasingly being viewed as next-generation premium residential destinations. Backed by proximity to major technology hubs, improved metro and road connectivity, and expanding social infrastructure, both locations are attracting discerning end-users and long-term investors. Industry data from 2024-25 highlights East Bengaluru as a key contributor to the city's residential absorption, with mid-premium and premium segments seeing sustained traction. While Sadaramangala benefits from its quieter, low-density character near Whitefield, Panathur's growth is driven by scale, integrated developments and its strategic position along the Outer Ring Road IT corridor. Together, they reflect changing buyer priorities centred on lifestyle quality, access and long-term value.Read more

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Aakruthi focuses on nature-integrated living with sustainable and well-connected communities

Manjunath V, Managing Partner at Aakruthi Properties

01 Mar 2026

Aakruthi develops residential communities that combine natural elements with urban living. Its projects, such as Roots & Rays and the upcoming Svanta, feature well-planned open areas, eco-friendly infrastructure, and essential modern amenities to support a balanced lifestyle. The company incorporates sustainability practices like green landscaping, rainwater harvesting, and self-sustaining ecosystems in its designs. It emphasizes transparent processes and ethical practices to maintain quality. Locations are chosen near key infrastructure and growth corridors to ensure accessibility and potential long-term value for residents and investors.Read more

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Luxury 2.0: redevelopment-driven transformation is reshaping Mumbai's suburbs into premium residential hubs

Mr. Vivek Mohanani, CEO and Managing Director of Ekta World.

01 Mar 2026

Mumbai's redevelopment landscape has evolved beyond the replacement of ageing buildings, emerging as a key driver of premium residential growth across suburban markets. As redevelopment activity gathered pace earlier this year, projects across several suburbs moved towards completion or entered new phases, reflecting a broader shift in urban renewal. What began as a response to ageing housing stock and land constraints has developed into a new phase often described as Luxury 2.0, where redevelopment projects integrate modern infrastructure, enhanced amenities and long-term value creation. Supported by policy incentives under Development Control and Promotion Regulations 2034 and strengthened by metro expansion and road connectivity, suburban redevelopment is increasingly delivering high-end housing. Locations across western and central Mumbai are witnessing rising per sq ft values, larger homes and lifestyle-led developments, repositioning suburbs as core residential destinations rather than peripheral markets.Read more

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Platinum Corp. ties up with interior designer Sussanne Khan for select residential projects across Mumbai

Mr. Vishal Ratanghayra, Founder & CEO, Platinum Corp.

28 Feb 2026

Mumbai-based real estate developer Platinum Corp. has entered into a design collaboration with interior designer Sussanne Khan for a set of upcoming residential developments planned across key micro-markets in Mumbai, including Bandra, Khar, Santacruz and Andheri. The partnership forms part of the developer's 2026 development pipeline and is aimed at integrating interior design planning more closely with architectural and lifestyle-led residential formats. Khan will be involved across shared and private residential spaces, with a focus on understated, experience-driven interiors aligned with Platinum Corp's redevelopment-led luxury housing strategy. The developer stated that the collaboration seeks to deliver consistency in design language across select projects, while retaining functional planning and long-term residential usability within high-density urban locations.Read more

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Sion’s gradual transformation highlights the impact of planned urban living in central Mumbai

Mr. Chintan Sheth, Chairman and Managing Director, Sheth Realty.

28 Feb 2026

Sion is emerging as a case study in how focused redevelopment and infrastructure-led planning can reshape established urban neighbourhoods within Mumbai's existing boundaries. Traditionally viewed as a transit zone between South Mumbai and the eastern suburbs, the locality is gaining relevance among contemporary homebuyers due to its central location, improving connectivity and steady residential renewal. Ongoing and proposed infrastructure projects, including flyovers and bridge redevelopment, are addressing long-standing mobility constraints, while structured redevelopment is replacing ageing housing stock with better-planned residential buildings. Supported by social infrastructure, relative affordability and proximity to major employment hubs, Sion is increasingly being positioned as a balanced residential micro-market. Its transformation reflects a broader shift in Mumbai's urban strategy, where planned upgrades within mature neighbourhoods are contributing to more liveable, sustainable urban environments.Read more

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Propsutras

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Wealth... Income... Sentiment... Effect

Balaji Rao

17 Feb 2025

Three key factors impact real estate business cycles: market sentiment, wealth perception, and disposable income. If the market sentiment is positive, disposable income is rising and wealth is appreciating, then its a shoo-in and we would be witnessing a boom. If two are positive, the market stays stable, but with only one, challenges arise. India's housing market saw record sales in H1 2024, but early 2025 faces economic uncertainties. A stock market downturn has eroded wealth and weakened confidence, signalling bearish sentiment. While tax incentives and repo rate cuts support home purchases, only one of the three key factors is in the green, suggesting that real estate demand may remain sluggish until there is an improvement in market stability and financial confidence.Read more

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Amenities - Users versus Losers

Balaji Rao

10 Feb 2025

Should residents bear the cost of amenities they do not use? Modern residential complexes increasingly offer extensive facilities, yet their construction and maintenance expenses are typically distributed equally among all residents, regardless of usage. This approach raises concerns of fairness, particularly for those who derive little to no benefit from such amenities. A more equitable solution lies in a usage-based model, where costs are allocated in proportion to actual consumption. This ensures sustainability, fosters responsible usage, and prevents unnecessary financial burden on non-users. Prospective homebuyers must carefully assess whether long-term costs align with their lifestyle rather than being swayed by amenities’ initial appeal.Read more

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Harking on Parking

Balaji Rao

03 Feb 2025

India has experienced a dramatic increase in vehicle ownership, rising from 7 million cars in the early 2000s to 30 million by 2020, with projections suggesting up to 60 million by 2030. This surge has prompted the evolution of parking solutions, shifting from traditional garages to advanced mechanised systems. However, these innovations often compromise user convenience and accessibility, particularly in luxury residential complexes. Enclosed garages remain the gold standard, while enclosed and open parking spaces with direct access are preferable to fully automated systems, which are costly and inconvenient. As electric vehicles (EVs) gain popularity, parking solutions that can adapt easily to future needs will hold greater value than mechanised alternatives reliant on technology.Read more

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Signal in the Noise

Balaji Rao

27 Jan 2025

The evolution of real estate promotion highlights the need for focused marketing strategies over traditional mass communication and generalized digital campaigns. While analog methods like billboards and digital media offer wide reach, they often result in wasted effort due to their "machine gun" approach, creating either a cacophony or white noise. Instead, real estate advertisers should target niche audiences through property expos, seminars, real estate-focused platforms, and influencer networks, such as architects or mortgage lenders, who interact closely with potential buyers. By aligning relevant messaging with receptive audiences, businesses can enhance brand awareness, drive meaningful engagement, and optimize conversions in the real estate sector.Read more

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Lift Kara De

Balaji Rao

06 Jan 2025

An often overlooked aspect of any building is the vertical transportation systems it offers. It is seldom brought up when debating the merits and demerits of a property. Elevators, escalators, staircases, and moving walkways are some examples of vertical transportation found in residential and commercial buildings. As urban cities in India witness a rapid surge in high-rise constructions, it becomes crucial to understand the mechanics of vertical transportation systems within buildings. While educating users on basic practices-such as correctly operating lift buttons or avoiding regular lifts during a fire-would be ideal, the onus lies on builders and developers to implement essential safety measures.Read more

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Property Dictionary

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Aluminium Formwork

16 hours ago

The aluminium formwork system is a building system used to form cast-in-place concrete structures of buildings. This formwork is made of aluminium alloy, which is very strong and has high tensile strength. Unlike steel, aluminium can be used several times. Lightweight aluminium is also easy to handle and quick to operate making it highly adaptable and cost-effective.

Reinforced Cement Concrete (RCC)

09 Mar 2026

Reinforced Cement Concrete (RCC) is a composite building material that consists of structural concrete and a reinforcing material such as steel. The tensile strength of steel and the compressive strength of concrete work together to sustain stresses over considerable spans. The reinforcing steel can be in the form of rods, bars, or mesh. The invention of reinforced concrete in the 19th century revolutionized the construction industry, and concrete became one of the world's most common building materials.

Plain Cement Concrete (PCC)

06 Mar 2026

Plain Cement Concrete (PCC) in construction refers to a type of concrete that consists of cement, fine aggregates (such as sand), coarse aggregates (such as gravel or crushed stone), and water. PCC is a simple and commonly used form of concrete that does not contain any reinforcing materials like steel bars. It is primarily used for non-structural components or applications where structural strength is not a critical factor.

Mivan Construction

05 Mar 2026

Mivan is a type of construction technology that involves the use of aluminium formworks for casting concrete. Unlike the traditional RCC method which relies on timber and plywood, Mivan employs lightweight high-strength aluminium panels. This method enables swift assembly, improves precision, is easy to handle and can be reused multiple times.

Affordable Rental Housing Complexes (ARHCs)

04 Mar 2026

Affordable Rental Housing Complexes( ARHCs) is a sub-scheme under the Pradhan Mantri Awas Yojana � Urban (PMAY-U) scheme, initiated by the Ministry of Housing & Urban Affairs. It aims to provide affordable rental housing to urban migrants and poor. The ARHCs will comprise of a mix of single bedrooms and dormitory style units along with common facilities and amenities. These spaces will be leased for a minimum period of 25 years. Under the ARHC scheme, government funded vacant houses will be converted to ARHCs and new structures will be erected on available vacant land for this purpose which will managed through Public Private Partnership or Public Agencies.

Iconic Building

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Willis Tower, Chicago, US

Willis Tower, once known as Sears Tower, isn't your average office building. It held the title of world's tallest building for 25 years, a true giant in the Windy City. Built in just 3 years for USD 175 million, this Chicago marvel has a unique design thanks to the famous architectural firm Skidmore, Owings & Merrill (the same minds behind Dubai's Burj Khalifa). They designed the tower with 110 stories stacked in 9 tubes, a revolutionary approach inspired by the way engineers observed pipes stacking together. This ""bundled tube"" design not only provided structural efficiency but also resulted in a distinctive silhouette. Even though it's not the world's tallest anymore (surpassed in 1998), Willis Tower remains Chicago's undisputed champion. Tourists gather to Skydeck, where glass boxes extend outward from the building, offering unparalleled panoramic views that stretch for miles. The weight of Willis Tower is mind-boggling – it's equivalent to roughly 20,000 city buses. Additiona ...

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Transamerica Pyramid, San Francisco, US

The Transamerica Pyramid is a pointy skyscraper that's become a recognisable symbol of San Francisco. This futuristic building, covered in white quartz and with over 3,000 windows, isn't just for show - it's built to be tough. It took 3 years to construct, and is specially designed to handle earthquakes, which are common in California. Believe it or not, when they first released plans for this pyramid in the 1960s, people were not happy about it. Some thought the sleek, modern design looked weird next to the older buildings in the city. They even said it looked more like something you'd see in Las Vegas. But things have changed. Today, the Transamerica Pyramid is a beloved symbol of San Francisco's love for new ideas and progress. Even though it's not the tallest building in the city anymore (since 2018), the Transamerica Pyramid is still a source of pride for San Francisco folks and a must-see for tourists. Fun Fact: The cool pyramid design was thought up by a famous architect named ...

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Al Hamra Tower, Kuwait City, Kuwait

Towering over the Kuwait City skyline, the Al Hamra Tower is an example of innovation and a proof of modern design. This skyscraper, constructed over six years at a cost of a reported USD 500 million, currently holds the title of the tallest building in Kuwait and has another impressive feat: it's the world's tallest sculpted and stone-clad building. But the Al Hamra Tower offers more than just height and record-breaking titles. This multi-purpose marvel integrates office spaces, a luxurious health club, and a convenient shopping mall within its unique form. The design itself is a masterpiece by the renowned architectural firm Skidmore, Owings & Merrill. Inspired by the flowing lines of traditional Kuwaiti garments, the Al Hamra Tower's asymmetrical shape isn't just visually striking; it serves a clever purpose. This innovative twist maximises breathtaking views of the Arabian Gulf for occupants, while simultaneously minimising the building's exposure to the strong desert sun, a brill ...

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Marina Bay Sands Hotel, Singapore

Marina Bay Sands Hotel in Singapore isn't your typical hotel – it's a luxurious integrated resort that's become a global phenomenon. This architectural masterpiece, designed by renowned architect Moshe Safdie and constructed at USD 5.7 billion, isn't just one building, but three 55-story towers leaning towards each other. These towers are connected by one-hectare rooftop terrace, aptly named the SkyPark, offering panoramic views of the city. But the magic of Marina Bay Sands truly unfolds within its walls (and on its roof). Take a dip in the world's largest rooftop infinity pool, stretching an incredible 150 meters and offering an unforgettable infinity edge overlooking the city. Fun fact: The design of the Marina Bay Sands Hotel was inspired by a deck of cards, with the three hotel towers representing stacked playing cards. Interestingly, the SkyPark was originally envisioned as a public garden, but the design was later changed to include leisure and entertainment facilities. Des ...

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Evolution Tower, Moscow, Russia

Moscow's business district features a unique sight: the Evolution Tower. Unlike the traditional architecture nearby, this neo-futurist marvel stands out with its twisted design, seemingly defying gravity. Originally known as the Wedding Palace and City Palace, the tower has embraced a forward-looking identity. Architect Tony Kettle and artist Karen Forbes conceived the tower's groundbreaking design in 2004, but construction didn't begin until 2011. Rising 55 stories high, the tower's facade is its most striking feature. Each floor subtly rotates by 3 degrees, creating a mesmerizing spiral effect reminiscent of a DNA strand. The design is symbolic of the tower's name, Evolution Tower, because it keeps changing. Beyond its exterior, the tower houses a multi-level complex with office spaces, a shopping mall, a family entertainment centre, and direct access to a metro station. Fun Fact: The Evolution Tower's front uses advanced cold-bending technology to curve its glass panels uniquely ...

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