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Motilal Oswal Home Finance has signed an agreement with the Asian Development Bank (ADB) to raise USD 100 million through rupee-equivalent non-convertible debentures (NCDs). The funding will support affordable housing loans for women borrowers, while 10% of the proceeds will be allocated to green-certified residential projects that meet recognised sustainability standards. The long-tenor financing is expected to strengthen the company's funding profile, improve asset-liability matching and lower overall cost of funds. As of December 2025, the housing finance company reported disbursements of INR 1,303 crore during the first nine months of FY26, with Gross NPAs at 1.43%. The partnership aims to enhance access to credit for women homebuyers and promote environmentally sustainable housing development.
Motilal Oswal Home Finance has entered into an agreement with the Asian Development Bank (ADB) to raise USD 100 million through rupee-equivalent non-convertible debentures (NCDs), aimed at expanding lending to women borrowers and supporting green-certified affordable housing. Advertisement
According to the company, a significant portion of the capital will be deployed towards providing affordable housing loans to women borrowers. Additionally, 10% of the proceeds will be used to finance residential units that comply with recognised green building certification standards, thereby encouraging environmentally sustainable construction practices.
Bhavin Shah, Chief Financial Officer of Motilal Oswal Home Finance, stated that the financing from ADB enhances the strength and diversity of the company's funding base. He noted that access to long-tenor capital at competitive terms improves the overall cost of funds and supports better asset-liability matching, which remains critical in the housing finance business.
Isabel Chatterton, Director General of the Private Sector Operations Department at ADB, said that the long-term financing would help expand access to affordable housing loans for women, who currently account for approximately 13% of homeowners. She added that the partnership would also support the company's entry into the green-certified housing segment.
Operationally, Motilal Oswal Home Finance reported disbursements of INR 1,303 crore during the first nine months of FY26. As of December 2025, the company maintained stable asset quality, with Gross Non-Performing Assets (NPA) at 1.43%.
The transaction underscores the growing role of development finance institutions in channelising capital towards inclusive housing finance and sustainable residential development in India.
Source - PTI
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