SBI Term Loan: RLLR: 8.15 | 7.25% - 8.45%
Canara Bank: RLLR: 8 | 7.15% - 10%
ICICI Bank: RLLR: -- | 8.5% - 9.65%
Punjab & Sind Bank: RLLR: 7.3 | 7.3% - 10.7%
Bank of Baroda: RLLR: 7.9 | 7.2% - 8.95%
Federal Bank: RLLR: -- | 8.75% - 10%
IndusInd Bank: RLLR: -- | 7.5% - 9.75%
Bank of Maharashtra: RLLR: 8.05 | 7.1% - 9.15%
Yes Bank: RLLR: -- | 7.4% - 10.54%
Karur Vysya Bank: RLLR: 8.8 | 8.5% - 10.65%

Residential property registrations fall 5% in 2025, sales value climbs 11% across nine cities

#Taxation & Finance News#Residential#India
Last Updated : 31st Dec, 2025
Synopsis

Residential property registrations across nine major Indian cities declined 5% year-on-year to 5.45 lakh units in 2025, while the total transaction value rose 11% to INR 4.46 lakh crore. The contrasting trend highlights the impact of sustained price appreciation and a growing preference for premium and luxury homes, particularly in high-value markets such as the Mumbai Metropolitan Region. Despite lower volumes, higher ticket sizes and demand from affluent buyers supported overall value growth. Industry experts indicate that affordability pressures are emerging in premium micro-markets, pointing to a likely stabilisation in luxury demand during 2026, alongside a gradual shift toward mid-income housing.

Residential property registrations across Pune, Thane, Mumbai, Navi Mumbai, Bengaluru, Hyderabad, Noida, Greater Noida and Ghaziabad declined to about 5.45 lakh units in 2025, compared to 5.77 lakh units in 2024.


However, the total value of these transactions increased sharply to around INR 4.46 lakh crore, up from INR 4.03 lakh crore a year earlier.

The rise in transaction value was driven largely by sustained price growth and strong demand for premium and luxury housing, especially in the Mumbai Metropolitan Region. Higher disposable incomes and a preference for larger, better-located homes contributed to increased average ticket sizes.

Experts note that while demand remains resilient, prolonged price appreciation over the past few years has begun to strain affordability in select premium pockets. As a result, growth in the luxury segment is expected to moderate in 2026, signalling a phase of market stabilisation. Looking ahead, the housing sector is expected to see balanced growth, supported by disciplined supply, buyer maturity, and a gradual reorientation toward the mid-market segment.

Source - PTI

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