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The Brihanmumbai Municipal Corporation has introduced an amnesty scheme to help buildings without occupation certificates obtain approvals. The scheme applies to structures occupied before November 2016 and offers relief through reduced premiums and penalty waivers. Societies applying within an initial six-month window will get maximum benefits. The move is expected to cover over 20,000 buildings and benefit more than 10 lakh residents facing issues in utilities, loans and resale. Completely unauthorised constructions are excluded, ensuring only eligible deviations are regularised.
The Brihanmumbai Municipal Corporation has rolled out an amnesty scheme to regularise buildings that have been occupied without receiving occupation certificates (OCs). The move addresses a long-pending issue across Mumbai, where several housing societies have been functioning without final approvals due to incomplete compliance by developers. Advertisement
The scheme will cover buildings constructed and occupied before November 2016, expanding the earlier eligibility criteria. This wider cut-off is expected to bring a significantly larger number of properties under the policy. Along with residential buildings, certain institutional properties such as hospitals and schools are also included. However, the civic body has clarified that fully illegal constructions will not be considered under the scheme.
Under the framework, housing societies will need to pay regularisation charges, but the financial burden has been reduced. The policy provides up to 50 per cent concession on premiums related to floor space index (FSI) and fungible area. In addition, societies that submit applications within the first six months will receive a complete waiver on penalties. Applications submitted after this period may still get partial relief, depending on the timeline and compliance.
Officials have indicated that the absence of an OC has created multiple issues for residents over the years. These include higher water charges, difficulties in securing home loans, and complications during property resale or transfer. In many cases, developers failed to obtain final approvals and exited projects, leaving residents to deal with pending documentation and legal challenges.
The scheme is expected to benefit more than 20,000 buildings across the city and impact over 10 lakh residents. A large number of these properties have minor deviations from approved plans rather than major violations, which has made them eligible for regularisation under such a policy.
The state government had earlier directed the civic body to revise the scheme by extending the cut-off date and reducing penalties to encourage participation. It was also indicated that no penalty would be charged in specific cases if societies apply within the defined window. Detailed guidelines and a structured process are being put in place to ensure smooth implementation and faster scrutiny of applications.
The civic administration has maintained that the objective is to resolve legacy issues and bring such properties into the formal system, without setting a precedent for future violations.
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