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Sundaram Home Finance reported a 20% year-on-year increase in net profit to INR 75.14 crore for the October-December 2025 quarter, supported by steady growth in loan disbursements and a sharp rise in activity within its Emerging Business segment. Disbursements during the quarter rose to INR 1,740.79 crore, while assets under management expanded 18% to INR 18,880 crore as of end-December 2025. The Emerging Business segment recorded more than a two-fold jump in quarterly disbursements, reflecting the company's increasing focus on smaller towns and non-metro markets. For the nine months ended December 31, 2025, profit growth remained strong, aided by branch expansion and rising demand for housing finance beyond metropolitan regions.
Chennai-based Sundaram Home Finance reported a net profit of INR 75.14 crore for the October-December 2025 quarter, marking a 20% increase compared with INR 62.56 crore in the corresponding period of the previous financial year. The performance was driven by higher loan disbursements and continued expansion in its Emerging Business segment.
During the quarter, the company's total disbursements rose to INR 1,740.79 crore, up from INR 1,691.86 crore recorded a year earlier. Assets under management grew by 18% year-on-year to INR 18,880 crore as of December 31, 2025, compared with INR 15,958 crore at the end of December 2024, indicating sustained growth in the loan book.
A key contributor to the quarterly performance was the Emerging Business segment, where disbursements more than doubled to INR 165 crore, compared with INR 62 crore in the same quarter of the previous year. The segment, which focuses on housing finance in smaller towns and underserved markets, has been gaining traction as the company expands beyond its traditional prime home finance base.
For the nine-month period ended December 31, 2025, Sundaram Home Finance reported a net profit of INR 212 crore, representing a 23% increase over INR 173 crore recorded in the same period last year. Disbursements for the nine months also rose to INR 4,911 crore, compared with INR 4,588 crore in the year-ago period.
The company's Managing Director, D Lakshminarayanan, said Sundaram Home Finance continued to maintain a strong focus on its prime home finance business while simultaneously scaling up its Emerging Business operations. He noted that 15 new branches were opened during the quarter, strengthening the company's physical presence across markets.
He further stated that the Emerging Business segment had emerged as a key growth driver over the first nine months of the financial year, with disbursements tripling to INR 394 crore during the period. Looking ahead, the company plans to deepen its reach beyond metropolitan areas and expand branch operations in smaller towns, with an aim to reach 100 branches and achieve INR 500 crore in Emerging Business disbursements by the end of the year.
Source - PTI
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