The RBI's decision to maintain the repo rate at 5.5% despite easing inflation reflects a cautious yet balanced approach to managing global headwinds and domestic stability. For the real estate sector, a status quo on rates ensures continued momentum in homebuyer sentiment and sustains the affordability factor in housing. However, given the moderating inflation and macroeconomic uncertainties, the industry looks forward to a calibrated rate cut in upcoming reviews to further support growth, especially in the affordable and mid-income housing segments.

- Mr. Prashant Sharma, President, NAREDCO Maharashtra

07 Aug 2025

The real estate sector has shown resilience despite global uncertainties. With inflation under control and GDP growth projected steadily, a repo rate cut would have been the perfect catalyst to trigger festive season demand. However, the RBI's decision to hold the rate steady keeps the environment predictable and EMIs affordable. The industry remains cautiously optimistic that a more dovish stance could follow if inflation stays within the comfort zone.

- Mr. Kaushal Agarwal, Chairman, The Guardians Real Estate Advisory

07 Aug 2025

While the RBI's decision to maintain the repo rate ensures monetary stability, the sector was optimistic about a rate cut given the drop in inflation to 2.1%. Affordable housing and first-time homebuyers remain extremely interest rate sensitive. A cut would have significantly pushed housing demand forward. Nevertheless, we hope the RBI remains open to easing rates in the upcoming cycles to spur broader economic and sectoral growth.

- Mr. Vikas Jain, CEO, Labdhi Lifestyle and President, NAREDCO Maharashtra NextGen

07 Aug 2025

With inflation easing and homebuyer interest still high, the real estate sector was hopeful for a rate cut to further catalyse housing demand. However, the RBI's decision to maintain status quo reflects a watchful approach to global uncertainties like trade tariffs. Stability in rates does support long-term planning for both developers and homebuyers, but a softer interest rate regime would provide the real boost required for deeper market penetration, especially in urban metros like Mumbai.

- Ms. Shraddha Kedia-Agarwal, Director, Transcon Developers

07 Aug 2025

In a scenario where global trade dynamics are shifting and inflation has visibly moderated, the real estate industry expected some policy support via rate easing. Nonetheless, the RBI's decision to maintain the current rate suggests that stability is being prioritized. While this helps developers plan without sudden shifts in financial costs, we anticipate a pro-growth signal in the next review, especially to give a push to the affordable housing segment.

- Mr. Dhruman Shah, Promoter, Ariha Group

07 Aug 2025

The MPC's decision to keep the repo rate unchanged is a balanced one, considering the broader economic landscape. For real estate stakeholders-especially in the advisory and sales ecosystem-this offers continuity in buyer behavior and home loan affordability. That said, a future rate cut would help unlock fence-sitters and attract a new wave of aspirational buyers, especially in the mid- and premium segments.

- Mr. Nihar Jayesh Thakkar, Founder, The Mandate House Pvt. Ltd.

07 Aug 2025

The decision to hold the repo rate keeps borrowing costs unchanged at a time when many homebuyers, particularly in the affordable and mid-income segments, were hoping for some relief. A rate cut would have directly supported housing affordability, especially in markets where buyers are sensitive to even minor changes in EMIs.

Despite the pause, underlying demand remains strong. This is being driven by stable incomes, improving consumer sentiment, and continued traction in Tier 1 and emerging Tier 2 cities. The residential market is currently at a stage where even modest policy interventions can influence momentum. We hope housing affordability continues to remain a focus in the RBI's upcoming reviews.

- Mr. Ashish Kukreja, Homesfy CEO

07 Aug 2025

The RBI's decision to maintain the repo rate at 5.5% while projecting a stable GDP growth of 6.5% for FY26 signals a balanced and supportive macroeconomic environment. With headline inflation easing to a 77-month low of 2.1% and core inflation steady around 4.4%, consumer sentiment and purchasing power are poised to strengthen. These factors directly benefit the real estate sector by improving home affordability and enabling long-term investment confidence. At Great Value Realty, we are optimistic that this economic stability will accelerate housing demand across both residential and commercial segments in the coming quarters.

- Mr. Payas Agarwal, Director, Great Value Realty

07 Aug 2025

The RBI's decision to implement a third consecutive rate cut and revise its stance to 'neutral' reflects a proactive approach to support economic momentum amidst global uncertainties. A 50 bps reduction in the repo rate will help in bringing down home loan interest rates further, which is a welcome move for homebuyers and the real estate industry. Lower inflation expectations and a stable GDP outlook will give confidence to developers and investors alike. We believe this move will play a crucial role in reviving housing demand and sustaining growth in the sector.

- Mr. Prashant Sharma, President, NAREDCO Maharashtra

09 Jun 2025

We are pleased with the RBI’s decision to cut the repo rate by 50 basis points, marking a hat-trick of rate reductions in 2025. This move is both timely and well-calibrated, especially in light of ongoing global economic headwinds. Lower interest rates, along with the revised inflation outlook, offer significant support to real estate buyers — particularly in metropolitan cities like Mumbai, where financial accessibility greatly influences decision-making. The RBI’s continued 'neutral' stance signals its commitment to maintaining flexibility in supporting macroeconomic stability, which is a reassuring indicator for long-term investors.

- Mr. Nishant Deshmukh, Founder and Managing Partner, Sugee Group

09 Jun 2025