The RBI's decision to maintain the status quo on policy rates is a positive and reassuring signal for the housing sector. Stability in interest rates plays a crucial role in homebuyer decision-making, as it reduces uncertainty and builds confidence among both end-users and investors. With home loan rates currently hovering around an affordable and comfortable level of approximately 7.5%, and expected to remain below 8% for an extended period, borrowing conditions remain supportive for residential purchases.

Vikas Bhasin, Managing Director, Saya Group

06 Feb 2026

The RBI's decision to maintain a status quo on policy rates is largely in line with expectations, especially after the cumulative rate cut of 125 basis points in 2025. The transmission of these cuts is still playing out, with several banks yet to fully pass on the benefit to borrowers.
A cumulative reduction of 125 basis points over a 20-year loan tenure translates into an EMI reduction of approximately 80 per lakh per month, significantly improving affordability and enhancing borrowing capacity for big-ticket purchases such as homes.

Mr. Raoul Kapoor, Co CEO, Andromeda Sales and Distribution,

06 Feb 2026

As a developer rooted in Hyderabad's growth journey, ASBL sees the Union Budget 2026 as a clear signal that the city is being positioned as a strategic anchor in India's next phase of connectivity-led development. The proposed high-speed rail network linking Hyderabad with Bengaluru, Chennai, and Pune is not merely about faster travel, it establishes Hyderabad as the central convergence point of India's most powerful economic ecosystems. Bengaluru may lead in IT, Chennai in manufacturing, and Pune in industrial-technology integration, but Hyderabad already integrates all three at scale and more. As India's largest pharmaceutical hub, a rapidly expanding GCC powerhouse, and a growing centre for aerospace and advanced manufacturing, the city is uniquely placed to extract maximum economic value from this tri-city connectivity. This infrastructure will not distribute growth evenly, it will compound it where capability already exists, and Hyderabad stands to gain the most.
With over 355-360 Global Capability Centres employing more than 3,00,000 professionals, the addition of 35 Fortune 500 GCCs in 2025 alone, and sustained investment momentum across life sciences and technology, enhanced rail connectivity will further accelerate capital inflows, high-quality job creation, and GDP expansion for the city. At a national level, the Budget's emphasis on improved credit access, asset monetisation, and REIT-driven capital participation reinforces long-term confidence in real estate and infrastructure. As India's real estate sector advances towards a $1 trillion valuation by 2030, cities like Hyderabad where economic depth, infrastructure readiness, and livability already converge, will lead the next cycle of urban and investment growth.

Mr. Ajitesh Korupolu, Founder and CEO of ASBL

03 Feb 2026

The Union Budget 2026 certainly charts a forward-looking roadmap for India's and especially Hyderabad's real estate industry. While high speed rail connectivity across key growth corridors (announced in the budget) will clearly strengthen Hyderabad's realty, the extended tax holiday till 2047 for foreign companies establishing cloud service data centres in India will likely have significant and positive impact on the city's realty developers, home buyers, and residents as well.
Major companies with data centers in Hyderabad already include global technology giants, Amazon Web Services (AWS), Microsoft Azure, and Google Cloud, alongside major colocation providers, such as CtrlS, and NTT. Considering that the tax holiday would mean over 20 years of tax-free operations for global cloud businesses, this will attract many more global companies to Hyderabad. This surge will likely drive ancillary demand for high-quality housing and integrated urban ecosystems.
At GHR Infra, we see this as additional cushion that will aid Hyderabad's next growth chapter. Also, our focus remains on crafting sustainable, wellness-driven communities that align with the government's vision, creating spaces that foster livability, inclusivity, and resilience, while positioning Hyderabad as India's model city for future-ready living.

Mr. Karteesh Reddy, CEO of GHR Infra

03 Feb 2026

The Union Budget 2026 positions real estate as a key growth engine by building a more stable, capital-efficient ecosystem that reduces project risk and attracts institutional investment - a critical need for premium, sustainable housing in fast-growing markets like Hyderabad.
The push for Green Credits and incentives for sustainable construction technologies - such as dry construction methods and recyclable materials - signals a clear policy shift toward environmentally responsible development. The Construction and Infrastructure Equipment (CIE) scheme, with its focus on advanced and energy-efficient equipment including modern lift systems for high-rises, further supports this transition toward smarter, greener buildings.
On the demand side, simplified NRI transactions - especially PAN-based TDS compliance without the need for a TAN - can significantly reduce friction for overseas buyers, making Indian real estate more accessible and investment-friendly. Importantly, the Budget's emphasis on sustainable urban renewal across housing segments from mid-income to premium - along with credit guarantees and process simplification, empowers developers to create more inclusive, well-planned communities. Growth corridors such as Kokapet and Neopolis in Hyderabad are well-placed to benefit from improved financing access and green incentives, enabling projects with smart technologies, global certifications, and future-ready amenities. From a premium developer's perspective, the real opportunity lies in building integrated townships that balance density, sustainability, lifestyle, and livability ensuring that growth remains equitable for both developers and homebuyers, while meeting the rising aspiration for high-quality urban living.

Mr. Lakshmi Narayana G, Designated Partner (Laxmi Infra), GHR Lakshmi Urbanblocks Infra LLP.

03 Feb 2026

The Union Budget has yet again reinforced the government's long-term commitment to infrastructure-led growth and is a strong positive for the real estate sector across segments. The sharp increase in public capex to Rs 12.2 lakh crore, along with the continued focus on high-speed rail corridors and infrastructure development in Tier II and Tier III cities, will significantly enhance urban connectivity and liveability. These are key drivers for residential demand and large-scale township developments. The proposed Infrastructure Risk Guarantee Fund is a welcome step that will improve lender confidence and ease financing during the construction phase, enabling developers to execute projects with greater efficiency. The added push for domestic manufacturing of high-value, technology-advanced infrastructure equipment such as elevators and fire-fighting systems will help reduce costs, improve quality, and ensure timely project delivery. We see the expansion of REITs as a further strengthening of capital recycling and transparency, creating a healthier, more sustainable ecosystem for real estate development in India.

Mr. Anuj Goradia, Director of Dosti Realty

03 Feb 2026

Budget 2026-27 introduces strategic measures designed to make home-ownership more desirable and stimulate holistic growth for the real estate sector. These include the establishment of an Infrastructure Risk Guarantee Fund, which will improve access to capital for large-scale projects that, in turn, drive real estate development. Further, the proposal to recycle significant real estate assets held by Central Public Sector Enterprises (CPSEs) through Real Estate Investment Trusts (REITs) will unlock existing land resources for more productive use. The budget's focus on strengthening domestic manufacturing of high-value, technologically advanced equipment promises to directly reduce construction input costs and project timelines, benefiting both developers and end-users.

Suhan Shetty, Industrialist and Founder of Rubics Group

03 Feb 2026

The government's long-term push for urban development and housing affordability, is clear in the Union Budget 2026-27. The continued emphasis on infrastructure reinforces the government's commitment to connectivity, unlocking new growth corridors and strengthening demand across Tier-1 and Tier-2 markets with a capex increase of a record Rs 12.2 lakh crore for this fiscal. The asset monetisation proposal to utilise Central Public Sector Enterprise real estate assets must be welcomed as the strategic use of public land will help create opportunities for mixed-use development and optimum land utilisation. The proposal to set up an Infrastructure Risk Guarantee Fund is also an important practical step that the Budget offers to address long-term project financing. Funds have been a key challenge for the sector and will improve access to credit for large projects and bring in greater certainty to execution. In the long term, I feel this will support smoother delivery and more predictable outcomes, which ultimately benefits homebuyers as well as developers

Mr. Samyag M. Shah, Director of Marathon Nextgen Realty Ltd, CREDAI MCHI Youth wing Convenor

02 Feb 2026

The Union Budget 2026 lays a strong basis for the next stage of expansion in India's real estate market. The government's focus on infrastructure development, urban regeneration and making it easier to do business shows that they know what the sector needs to grow quicker and more sustainably.

Stronger regulations and more options for residential and commercial development have improved the industry's ability to meet the needs of a modern, ambitious India. These steps that look to the future will not only make investors feel more confident but they will also help build lively, well-planned communities.

We at Sanghvi Realty see this Budget as a strong force that will speed up growth, inspire new ideas, and help developers finish projects that really improve the urban experience.

Mr.Shankesh Sanghvi, Managing Director, Sanghvi Realty

02 Feb 2026

The real estate and urban development industry is feeling more hopeful about the future thanks to Budget 2026. The government is focusing on expanding infrastructure, speeding up approvals, and giving more assistance to sustainable urban planning. This makes it much easier for developers to come up with new ideas and build areas that are ready for the future.

As India grows, making it easier for people to connect, get to homes, and speed up development at the city level will be very important for molding modern urban living. This year's budget makes that objective even clearer and more committed.

These changes give developers like us at Alliance City Developers both the direction and the confidence to move on with big projects that improve quality of life and make a real difference in India's fast changing cityscapes.

Ankita Luharuka, CEO, Alliance City Developers

02 Feb 2026